<$Monday, July 7, 2008$>
Life transitions are crazy-making.
| I'm pretty psyched about our debt consolidation, and I can't wait to see how much money it will actually save. It's not reflected on any of my online account pages yet (not that I've been obsessive about refreshing them or anything), but if I stick to the snowball method and keep paying as much to that card as I'm paying to my debts each month now, I should notice some fairly rapid progress in paying it off. This also comes just as my student loan forbearance ends and I have to start making those payments again, so that works out pretty well. I would consider adding my loan into the mix, too, but I think that when my husband graduates I'll be able to consolidate both our loans together. Anyway. I'm rambling because there's just so much going on and so much to think about right now. It's a little overwhelming, and no way can I organize my thoughts on it all. We made an offer on a house. It's the prettier of the two houses we were considering. We came in pretty low, so we expect to be countered, if not rejected outright. However, this house has some potential structural problems, and we're still trying to get the disclosure from the seller. If he hasn't addressed them, and doesn't plan to, then the house will turn into a money pit, and we'll have to walk away. Our second-choice house is already looking more and more attractive, though, especially considering it's priced $20,000 under value to start with. I need to sit down and draw up a to do list, because there's a lot to put on it. This week is going to be one of the busiest I've had in a long time. Besides meetings with loan officers and realtors and insurance agents, we have to attend a home buying class and a counseling session to be eligible for city First Time Homebuyer funds. I want to be excited, but mostly, I'm just exhausted. Time to go look at home insurance quotes. Whee. Labels: debt consolidation, debt reduction, house-hunt |
