<$Monday, January 21, 2008$>
Payday Report - January 18
| Since today is a bank holiday, I received my direct deposit on Friday. There's not really much to tell--it's a slow time of year at the office, and between short pay periods and zero overtime, things have been a bit tight, and this half of the month is no different. I had enough to pay the bills, put a very little bit into savings, cover our usual grocery spending and give my husband and I each a small personal spending stipend, of which mine mostly went to help pay for my sister's baby shower. I now have just $20 to last me the next sixteen days. I don't think we'll have to dip into our savings to help stretch this one out, though, so that's an improvement over the last couple pay periods. I'll have some overtime on the next one, too, plus in a month I'll have blog ad revenue starting to roll in again, but that all goes straight to the credit card debt. For a while last year I started tracking my Net Worth IQ, and that was fun until it started going the wrong way. I want to start back up again this year, though, and do it consistently from month to month. Once I get time to set it up, I'll post my progress. I know I have a negative net worth right now. It will be a triumph just to get it to $0. I think by stepping up my blogging game, though, I just might be able to make that happen this year. Labels: goals, money management, personal, spending |
