<$Thursday, September 6, 2007$>
Payday Report for September 6, 2007
| The bills are paid and the rest is budgeted. I realized that I need to spend a month tracking my expenses more thoroughly before I'm sure how much to allocate to each grocery category, so I've still got a main grocery fund, but I did separate out pet costs and supplements. I also set aside a separate restaurant/take-out budget, so that'll neither cut into our groceries nor create any resentment if either of us have to cover this out of our allowance. Our individual spending allowances shrunk, but I think it's an amount we can both live with. Now we just have to make sure we stick to our budget, remembering that if we go over, it comes out of our allowances, not out of savings, and definitely not going on credit cards. We also had some medical and automotive costs to cover, so I couldn't add anything to savings this time around; but we're still waiting for Husband's student loan check, which should more than adequately cover everything we borrowed from savings last month. So I'm not stressing about that. All in all, it could be better, but it could also be a heck of a lot worse. Now I just need to sort through my coupons and see how far I can make our grocery budget stretch for the next two weeks (and change). Labels: money management, personal, spending |
