<$Friday, July 6, 2007$>
Score one for the emergency fund!
| Thanks to some wacky hijinks that ensued with my time sheet last week, my paycheck today is missing an entire day's worth of pay. Considering that this was already an unusually short pay period, and hence was already to be an unusually small paycheck, this is double-plus ungood. I'm talking myself down from panic by reminding myself that this is not a tragedy. It wasn't all that long ago that my financial situation was so precarious that this sort of thing would come very close to ruining me; but now, it's okay. It's frustrating that we won't be pulling ahead this half of the month, and may have to accept a minor setback in our savings efforts by dipping into our savings to tide us over. However, as much as it would break my heart to do so, it's an enormous relief to know that we do have savings, and that I don't have to wonder where I'm going to get money to cover my bills this month, or make any choices between paying said bills or buying frivolous whimsies such as groceries. And best yet, I don't even have to think about breaking out the credit cards. In a word: Phew! Labels: money management, saving+investing |
It is amazing how far you have come. You are frustrated because you might have to tap your emergenct fund. A fund that was designed for these type of issues. Keep up the progress.
Thanks, John. Although my frustration comes from the fact that it's currently our moving fund that's doubling as our emergency fund, but even so, having the money there when I needed it was a huge relief. This just shows me how badly we need to make establishing an emergencies-only fund our top priority.